Calculate Your Debt-to-Income Ratio

The amount you owe is relevant only when measured against your income. The more you make, the more debt you can afford to take on. Fill in the blanks to get a rough idea of your debt-to-income ratio.

Monthly mortgage or rent:
Minimum monthly credit card payments:
Monthly car loan payments:
Other loan obligations:
A. MONTHLY DEBT PAYMENTS:
Annual gross salary:
Bonuses and overtime:
Other income:
Alimony received:
B. TOTAL (before tax, divided by 12):
A รท B =